Debt Management Specialists - IVA and Debt Management Advice |
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Frequently Asked Questions How long does it take for my situation to improve?
Immediately. You will benefit from a realistic budget which will allow your creditors to be paid at a rate which is affordable to you.
Will my credit rating and file be affected?
A lot of people who come to us have already been refused credit, which means their credit worthiness is in a poor state. If you want more credit then we are not for you. You should be aware that if you do instruct us to act on your behalf, then your credit file may be adversely affected and you may find it difficult to obtain credit in the future.
Will I have to attend an interview?
No. We treat our clients with trust and respect. You will not have to take time off work to visit us and no one will visit you. We will only contact you when it is necessary.
Will my employer and work colleagues find out?
No. We never contact clients at work unless asked to do so.
Can I still use my credit and store cards?
Once we enter into negotiations on your behalf all credit and store cards will have to be destroyed and returned to the companies concerned. This shows a further commitment to us that you are serious about busting your debt and freeing yourself of this ever increasing social burden. |
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